Best Pet Insurance for English Bulldogs

ByEquineathon

English Bulldogs are an iconic and lovable breed, but they come with unique health concerns due to their physical structure. As a brachycephalic breed (short-nosed), English Bulldogs are prone to respiratory issues, hip dysplasia, and other genetic conditions. Finding the right pet insurance is essential to ensure that your Bulldog receives the care they need, especially given the breed’s predisposition to certain health conditions. In this guide, we’ll explore the best pet insurance providers for English Bulldogs in 2025.

🏆 Top Pet Insurance Providers for English Bulldogs

English Bulldogs are known to experience specific health problems such as breathing difficulties, joint issues, and skin conditions. The best pet insurance plans for Bulldogs will cover these potential concerns. Below are the top-rated providers that offer comprehensive coverage for English Bulldogs.

1. Healthy Paws Pet Insurance

  • Best for: Comprehensive coverage with no annual or lifetime limits
  • Highlights: Healthy Paws offers one of the most comprehensive pet insurance policies on the market, with no annual or lifetime payout limits. This is especially important for Bulldogs, as they may need frequent treatments or surgeries due to their health conditions. Healthy Paws covers a wide range of conditions, including genetic conditions such as hip dysplasia, which is common in Bulldogs. Additionally, they have a straightforward claims process and excellent customer service.
  • Pros: Unlimited coverage, fast claims processing, no payout limits
  • Cons: Higher premiums, no wellness coverage included
  • Sample Rates:
    • 2-year-old Bulldog: $35/month
    • 8-year-old Bulldog: $75/month

2. Embrace Pet Insurance

  • Best for: Flexible coverage and wellness options
  • Highlights: Embrace offers customizable pet insurance policies, with options for accident-only plans, illness coverage, and wellness care. Embrace provides coverage for breed-specific conditions such as hip dysplasia, elbow dysplasia, and brachycephalic airway syndrome (a common issue in Bulldogs). Their flexible policies allow you to choose your reimbursement level, deductible, and coverage limits. They also offer a diminishing deductible, which decreases by $50 each year you don’t make a claim, helping reduce premiums over time.
  • Pros: Customizable plans, diminishing deductible, wellness coverage
  • Cons: Higher premiums for older Bulldogs, wellness coverage costs extra
  • Sample Rates:
    • 2-year-old Bulldog: $40/month
    • 8-year-old Bulldog: $85/month

3. Pets Best Pet Insurance

  • Best for: Affordable coverage with accident-only and comprehensive plans
  • Highlights: Pets Best offers both accident-only and comprehensive plans, making it a flexible option for Bulldog owners. Their comprehensive plans cover accidents, illnesses, and breed-specific conditions like hip dysplasia and respiratory problems. The accident-only plan is a budget-friendly option for pet owners looking to insure their Bulldogs against injury-related incidents. Pets Best also provides unlimited coverage options, ensuring that you don’t have to worry about caps on payouts for your Bulldog’s treatment.
  • Pros: Flexible plans, affordable premiums, unlimited coverage available
  • Cons: Accident-only plans don’t cover illnesses, no wellness care included
  • Sample Rates:
    • 2-year-old Bulldog: $21/month
    • 8-year-old Bulldog: $47/month

4. Trupanion Pet Insurance

  • Best for: 90% reimbursement and breed-specific conditions
  • Highlights: Trupanion is known for its high reimbursement rate (90%) and its coverage of hereditary and congenital conditions, which are important for English Bulldogs. Bulldogs are prone to hereditary issues like hip dysplasia, brachycephalic airway syndrome, and other joint problems. Trupanion covers these conditions and provides the flexibility of unlimited payouts. While they don’t cover routine care or wellness treatments, their high reimbursement rate can significantly help with costly veterinary bills.
  • Pros: 90% reimbursement rate, covers hereditary conditions, no payout limits
  • Cons: No wellness coverage, premiums can be higher
  • Sample Rates:
    • 2-year-old Bulldog: $40/month
    • 8-year-old Bulldog: $85/month

5. ASPCA® Pet Health Insurance

  • Best for: Flexible plans with optional wellness coverage
  • Highlights: ASPCA Pet Health Insurance offers a range of flexible plans, including coverage for accidents, illnesses, and wellness care. Bulldogs, with their predisposition to hip dysplasia and respiratory issues, can benefit from ASPCA’s coverage for both medical conditions and preventive care. The wellness options include coverage for routine check-ups, vaccinations, and other preventative treatments, which are essential for maintaining the health of your Bulldog. They also have no upper age limits for enrollment, making it a good option for older Bulldogs.
  • Pros: Wellness coverage options, flexible plans, no upper age limit for enrollment
  • Cons: May be more expensive for senior Bulldogs, higher premiums for older pets
  • Sample Rates:
    • 2-year-old Bulldog: $34/month
    • 8-year-old Bulldog: $80/month

📊 Cost Comparison for English Bulldogs (Sample Monthly Premiums)

Provider 2-Year-Old Bulldog 8-Year-Old Bulldog
Healthy Paws $35 $75
Embrace $40 $85
Pets Best $21 $47
Trupanion $40 $85
ASPCA $34 $80

🐾 Considerations for English Bulldog Owners

When selecting pet insurance for your English Bulldog, there are a few breed-specific factors to keep in mind:

  • Brachycephalic Breathing Issues: Bulldogs are prone to breathing difficulties due to their short snouts. Ensure that your insurance plan covers conditions like brachycephalic airway syndrome.
  • Hip Dysplasia: This genetic condition affects many Bulldogs. Make sure that your insurance covers this breed-specific issue, especially if your Bulldog is predisposed to it.
  • Skin Conditions: Bulldogs have sensitive skin and may be prone to allergies or infections. Look for insurance that covers dermatology treatments.
  • Senior Bulldog Coverage: If your Bulldog is older, make sure to check the terms and conditions for senior pets. Some insurance companies have age limits for coverage, while others, like ASPCA, do not.

✅ Final Recommendations

English Bulldogs require specific coverage due to their breed-specific health risks. Based on the information above, here’s what we recommend:

  • For Comprehensive Coverage: Healthy Paws and Trupanion are the best options for Bulldog owners who want comprehensive, no-limits coverage for accidents, illnesses, and hereditary conditions.
  • For Budget-Friendly Options: Pets Best offers affordable plans, including accident-only coverage, for Bulldog owners looking for a lower-cost option.
  • For Wellness Coverage: ASPCA and Embrace provide good options for Bulldog owners who want wellness care in addition to accident and illness coverage.